David A. Perkins, J.D., CPA, CFP®

随着时间的推移,澳门赌城app在线的财务生活似乎变得更加复杂. The number of bank accounts and investment funds multiply. 澳门赌城app在线财务生活的不同部分变得更加相互关联, and the questions get more complicated. 对大多数人来说,继续做出正确的财务决定变得越来越困难. 你是否有时会怀疑自己是否走在正确的道路上,或者是否错过了机会? 或者你希望你的配偶和家庭有一个良好协调的财务状况和一个目标, qualified advisor in place should something happen to you?

戴夫·珀金斯(Dave Perkins)有一项专业实践,致力于通过组织来帮助家庭解决这些问题, 协调并简化其整体财务管理工作. He has found that the best way to provide accurate, 有效的建议是了解一个家庭的整体财务和投资状况, 然后与他们定期合作多年.  税收也是几乎每一个财务决策的关键考虑因素. Since Dave is a licensed CPA*, 他能够将税收建议和税收预测整合到广泛的投资咨询和财务规划服务中. Dave的专业知识和业务经验的独特结合使这种方法能够有效地工作.

Dave is a Consultant & 澳门金沙城官方赌城财务规划师.  He has 30 years of practical, 在客观咨询业务方面有详细的财务经验, having worked variously as an attorney, CPA, Certified Financial Planner, and Fee-Based Investment Consultant.

* David A. Perkins, CPA is a licensed North Carolina CPA firm. 虽然Dave通过卡罗莱纳投资咨询公司提供他的财务规划和投资咨询服务, 这是一个独立的业务,从他的注册会计师执业,并没有法律责任提供Dave作为注册会计师的税务咨询.

Focused on Overseeing Your Family’s Financial Affairs

Cash Flow Modeling

  • 根据不同的收入和支出情况预测现金流
  • Capital sufficiency testing for future goals
  • 蒙特卡罗模拟分析,以测试不同策略的成功率
  • What’s my magic number to retire successfully?

Investment Management

  • Diversified portfolios based on modern portfolio theory
  • 可以应用于个人需求的机构投资咨询过程, retirement plans, foundations, and other organizations
  • Carolinas Investment Consulting, LLC是夏洛特地区第四大金融规划公司, 管理的总资产约10亿美元.

Income Tax Forecasting

  • Tax issues related to financial planning & investment consulting
  • Multi-year income tax forecasts to manage cash flow & identify strategies
  • 遗产文件流程图,以了解您的计划如何工作
  • Tax returns & CPA advice through David A. Perkins, CPA, licensed NC CPA firm

Risk Management & Asset Protection

  • 所有权安排和资产所有权的责任保护
  • Umbrella liability insurance coverage
  • 保护子女或孙辈不受企业债权人侵害的信托 & divorce
  • 有限责任公司旨在保护你的投资账户免受潜在诉讼

Estate Planning

  • Review of current Wills, 信托和授权书(文件必须由客户的私人律师起草)
  • 根据你的遗产计划设计,流程图显示你的净资产将如何传递给配偶和继承人
  • Strategies to minimize estate taxes
  • 第三方信托托管人提供多代受托人监督

Insurance Review

  • 客观回顾人寿保险的种类和金额
  • Long Term Care Insurance
  • Survivorship人寿保险与信托财产规划

Retirement Plan Services

  • 目标明确,有纪律的投资过程,以满足信托标准
  • Investment consulting for management of plan assets
  • 房地产和私人配售投资的专业托管人
  • Employee education and communication

Business Succession Planning & Exit Strategy

  • Strategies for sale or transfer of company ownership & management
  • 向投资银行家和M&A specialists
  • Consulting on buy-sell agreements

Relationship Structure & Pricing

澳门赌城app在线有三种不同的收费安排,可根据你的特殊需要和财务状况进行定制:

Assets Under Management

  • Minimum account for investment management: $1 million

Annual Contract Fee for Services

  • 在某些情况下,所管理的资产不是正确的收费结构
  • 在这些情况下,澳门赌城app在线根据时间和复杂度定制年费
  • 每个日历季度的费用将预先向您开具发票
  • 双方可能同意,某些特殊服务将按小时收费
  • 通常情况下,澳门赌城app在线每季度与您会面,讨论您对当前问题的定制议程
  • Typical annual retainer fees begin at $10,000美元/年,并根据您的情况的时间和复杂性进行缩放

Tax Preparation & Advice

  • Tax return & CPA services provided by David A. Perkins, CPA, a licensed NC CPA firm
  • 虽然Dave是通过中投公司提供他的财务规划和投资咨询服务, 他的纳税申报单准备和注册会计师事务所是一个独立的业务,对于Dave以注册会计师的身份提供的税务咨询,CIC不承担任何法律责任
  • Returns include personal 1040, state returns and related trusts, LLC’s, gift tax returns, and non-operating-business partnerships. No business returns.

Qualifications

Dave持有以下专业资格和证书:

  • J.D.:奥尔巴尼法学院(Albany Law School),随后在康涅狄格州学习了几年一般法律实践
  • CPA: Certified Public Accountant, 包括在普华永道(PriceWaterhouseCoopers)和毕马威会计师事务所(KPMG Peat Marwick)从事公共会计12年
  • Personal Financial Specialist from the AICPA, 一个拥有广泛的税务专业知识和全面的财务规划知识的注册会计师.
  • CFP: CERTIFIED FINANCIAL PLANNER ™ Designation since 1989
  • Former Director of Estate & IJL/Wachovia证券的财务规划,现在是富国银行顾问.
  • Over the course of his career, Mr. 帕金斯为以下公司的高管和董事提供服务:
    • EnPro Industries
    • Goodrich Corp.
    • Lockheed Martin
    • General Electric
    • Belk Store Services
    • Enterprise Rent-A-Car
    • Wachovia Bank & subsidiaries
    • Piedmont Natural Gas
    • Carolinas HealthCare System
    • United Dominion (Now SPX)
    • Centex Homes
    • Lance, Inc.
    • Bank of America
    • Novant/Presbyterian Healthcare

Dave is a member of the NC Bar Association, Charlotte chapter of the Financial Planning Association, and Charlotte Estate Planning Council.

戴夫是中央卡罗莱纳联合之路联合之路遗产基金会的董事会成员,也是卡罗莱纳基金会附属的遗产指导委员会成员. 他还任职于Charlotte的Florence Crittenton Services的顾问委员会.

Team Perkins

戴夫和他的客户得到了沃克·谢尔顿和贾斯汀·路易斯的支持.

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